Privacy Policy

Privacy

Personal protection-We have created this privacy statement in order to demonstrate our firm and continuing commitment to the privacy of personal information provided by those visiting and interacting with this web site. We hold the privacy of your personal information in the highest regard. The following discloses our information gathering and dissemination practices for this website.

We recognize the importanceof protecting your privacy and ourpolicy is designed to assist you in understanding how we collect, use and safeguard the personal information youprovide to us and to assist you in making informed decisions when using our site. This policy will be continuouslyassessed against new technologies, business practices and our customers' needs.

What Information Do WeCollect?When you visit this web site you may provide us with two types of information: personal information you knowinglychoose to disclose that is collected on an individual basis and Web site use information collected on an aggregatebasis as you and others browse our Web site.

1. Personal InformationYou Choose to Provide

RegistrationInformation
When you register for any of our products, services ornewsletters you will provide us information about yourself.

ContactInformation
If you choose to avail of our services, you may need to give personal informationand authorization to obtain information from various credit services. For example, you may need to provide thefollowing information:
-Name
-Mailing address
-Email address

-Business and home phonenumber

EmailInformation
If you choose to correspond with us through email, we may retain the content of youremail messages together with your email address and our responses. We provide the same protections for theseelectronic communications that we employ in the maintenance of information received by mail andtelephone.

2. Web Site Use Information
Similar to other commercial Web sites, our Web site utilizes a standard technology called "cookies" (seeexplanation below, "What Are Cookies?") and web server log files to collect information about how our Web site isused. Information gathered through cookies and Web server logs may include the date and time of visits, the pagesviewed, time spent at our Web site, and the Web sites visited just before and just after our Website.

How Do We Use theInformation That You Provide to Us?

Broadly speaking, we usepersonal information for purposes of administering our business activities, providing the products and services yourequested, to process your payment, to monitorthe use of the service, our marketing and promotionalefforts improve our content and service offerings, and customize our site's content,layout, services and for other lawfulpurposes. These uses improve our site and bettertailor it to meet your needs.

Furthermore, such informationmay be shared with others on an aggregate basis. Personally identifiable information or business information willnot be shared with parties except as required by law.

Occasionally, we may also usethe information we collect to notify you about important changes to our Website, new services, and special offerswe think you will find valuable. You may notify us at any time if you do not wish to receive these offers byemailing us at the link provided on the newsletter.

What AreCookies?
A cookie is a very small text document, which often includes an anonymous uniqueidentifier. When you visit a Web site, that site's computer asks your computer for permission to store this file ina part of your hard drive specifically designated for cookies. Each Web site can send its own cookie to yourbrowser if your browser's preferences allow it, but (to protect your privacy) your browser only permits a Web siteto access the cookies it has already sent to you, not the cookies sent to you by other sites. Browsers are usuallyset to accept cookies. However, if you would prefer not to receive cookies, you may alter the configuration of yourbrowser to refuse cookies. If you choose to have your browser refuse cookies, it is possible that some areas of oursite will not function as effectively when viewed by the users. Acookie cannot retrieve anyother data from your hard drive or pass on computer viruses.

How Do We UseInformation We Collect from Cookies?
As you visit and browse our Web site, the site uses cookies to differentiate youfrom other users. In some cases, we also use cookies to prevent you from having to log in more than is necessaryfor security. Cookies, in conjunction with our Web server's log files, allow us to calculate the aggregate numberof people visiting our Web site and which parts of the site are most popular. This helps us gather feedback toconstantly improve our Web site and better serve our clients. Cookies do not allow us to gather any personalinformation about you and we do not intentionally store any personal information that your browser provided to usin your cookies.

IPAddresses
IP addresses are used by your computer every time you are connected to the Internet.Your IP address is a number that is used by computers on the network to identify your computer. IP addresses areautomatically collected by our web server as part of demographic and profile data known as traffic data so thatdata (such as the Web pages you request) can be sent to you.

Sharing and SellingInformation
We do not share, sell, lend or lease any of the informationthat uniquely identify a subscriber (such as email addresses or personal details) with anyone except to the extentit is necessary to process transactions or provide services that you have requested.

How Can You Access andCorrect Your Information?
You may request access to all your personally identifiable information that wecollect online and maintain in our database by emailing us at the usual address.

What About Legally CompelledDisclosure of Information?
We may discloseinformation when legally compelled to do so, in other words, when we, in good faith, believe that the law requiresit or for the protection of our legal rights. We may also disclose account information when we have reason to believe thatdisclosing this information is necessary to identify, contact or bring legal action against someone who may beviolating our Terms of Service or to protect the safety of our users and the Public.

What About Other WebSites Linked to Our Web Site?
We are not responsible for the practices employed by Web sites linked to or from ourWeb site or the information or content contained therein. Often links to other Web sites are provided solely aspointers to information on topics that may be useful to the users of our Web site.

Please remember that when youuse a link to go from our Website to another web site, our Privacy Policy is no longer in effect. Your browsing andinteraction on any other web site, including web sites, which have a link on our Website, is subject to that Website's own rules and policies. Please read over those rules and policies before proceeding.

YourConsent
By using our Web site you consent to our collection and use of your personalinformation as described in this Privacy Policy. We reserve the right to amend this privacy policy at any time withor without notice.

OurCommitment To Data Security:

Please note that yourinformation will be stored and processed on our computers in the United States. The laws on holding personal datain the United States may be less stringent than the laws of your Country of residence orcitizenship. To prevent unauthorizedaccess, maintain data accuracy, and ensure the correct use of information, we have put in place appropriatephysical, electronic, and managerial procedures to safeguard and secure the information we collectonline.

Choice/Opt-In/Opt-Out
This site allows visitors to unsubscribe so that they will not receive futuremessages. After unsubscribing we will discontinue sending the particular messages as soon as technicallyfeasible.

Surveys &Contests

From time-to-time our siterequests information from users via surveys or contests. Participation in these surveys or contests is completelyvoluntary and the user therefore has a choice whether or not to disclose this information. Information requestedmay include contact information (such as name and shipping address), and demographic information (such as zip code,age level). Contact information will be used to notify the winners and award prizes. Survey information will beused for purposes of monitoring or improving the use and satisfaction of this site.

A Special Note AboutChildren

Children are not eligible touse our services unsupervised and weask that children (under the age of 14) do not submitany personal information to us. If you are a minor, you can use this service only in conjunction with permissionand guidance from your parents or guardians.

Acquisition or Changes inOwnership

In the event that the web site(or a substantial portion of its assets) is acquired, your information would be considered part of those assets,and may be part of those assets that are transferred.

PolicyModifications
We may change this Privacy Policyfrom time to time. If/when changes are made to this privacy policy, we will email users who have given uspermission to do so. We will post any changes here, so be sure to check back periodically. However, please beassured that if the Privacy Policy changes in the future, we will not use the personal information you havesubmitted to us under this Privacy Policy in a manner that is materially inconsistent with this Privacy Policy,without your prior consent.